Lack of Planning and Building Consent Insurance

As an established Indemnity insurance provider, we are pleased to include Lack of Planning and Building Consent Insurance in our range of indemnity policies.

A lack of planning or building approval can provide an additional level of complications. Without the correct paperwork the property buyer may well fear that the local authority will discover the changes to the property, and take enforcement action. This is where we can help you protect your clients interests.

In certain scenarios, this can be quickly resolved through taking out specialist Legal Indemnity Insurance. It is a quick and relatively cost-effective solution and is accepted by the majority of lenders.

For instance, the buyer could have intended the new home to be their ‘forever home’, but a change of circumstances required a sale. This will be more difficult without Lack of Planning and Building Consent Insurance if building works have been undertaken without local government approval.

We are appointed representatives of Stewart Title and can provide upwards of 100 policies. We also provide policies for non-standard risks and bespoke quotes.

Lack of Planning and Building Consent Insurance can cover:

• Lack of permission for dropped kerbs
• Lack of planning permission for work on the property
• No certificate of lawfulness for existing development or use
• Lack of conservation area/listed building consent
• Electrical alterations
• New or replacement boiler

There are many circumstances in which householders develop their property without necessarily applying for the relevant planning permissions.

Our IT system can offer the following:

• Create multiple quotes
• Sample insurance policies
• Provide a draft mechanism to store quotes
• Instant invoice and policy upon order

Please call 0345 603 0708 or email indemnities@legalbrokers.com to discuss your needs in greater detail.

Legal Brokers Ltd

Lack of Planning and Building Consent Insurance | Indemnity Insurance